Start-Up Equity Is a Great Retirement Plan, if You Can Pull It Off

Nearly two years ago, Trevor Ford left a job at Lending Tree that gave him a 401(k) plan and a generous employer match to work at Yotta, an online banking app. When Mr. Ford began working there, Yotta, like many early-stage start-ups, didn’t offer its employees a 401(k) plan. Instead, Mr. Ford …

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